Why You Should Check Your Social Security Statement Every Year After Age 55
Confused by Social Security?
Most people glance at their Social Security statement once or twice in their life. But after age 55? You should be checking it every single year.
1. Errors Become More Costly as You Approach Retirement
A missing earnings year at 55 or 60 impacts your final 35-year average. That directly reduces your benefit.
2. Your Estimate Is a Moving Target
Your raises, promotions, and retirement date all affect the projected benefit.
Need help reviewing your statement?
We audit every line and show you exactly what to fix.
3. Taxes & IRMAA Planning Require Accurate Numbers
Your income plan at 65–70 depends on knowing your true benefit and your spouse’s benefit. Bad data = bad outcomes.
About Author
Ray R. Harris
Ray R. Harris, RSSA®, partners with tax and legal professionals to provide specialized Social Security claiming analysis for high-net-worth clients aged 58–70. A former executive with an MBA and background in Finance, Ray mitigates liability for his partners by ensuring their clients optimize spousal benefits, tax efficiency, and lifetime income.
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