WHY THIS MATTERS
While the Social Security Administration (SSA) can tell you what your benefit is today, they cannot advise you on how to increase it for tomorrow.
A poorly chosen filing date can reduce your lifetime income by more than $125,000. We make sure that doesn’t happen.
For a simple, one-time flat fee, you receive professional, unbiased strategy designed to maximize your lifetime benefit.
Expertise You Can Trust
Registered Social Security Analyst®
Behavioral Economics • University of Chicago
MBA • Golden Gate University
Advanced Studies • Oxford University
CHOOSE YOUR PLAN
Individual Strategy Session
Best for single filers, divorced individuals, and widows/widowers.
This is a complete evaluation of your Social Security timeline and long-term income potential. We analyze your entire earnings history and identify the exact filing month that produces your highest lifetime payout.
What You Get
Investment: $495
Couples Strategy Session
Best for married couples or anyone coordinating benefits across two records.
Coordinating two benefits is significantly more complex than filing alone. Our process answers the most important question: “How do we maximize our combined income while protecting the surviving spouse?”
Everything in the Individual Plan, PLUS:
Investment: $895
(Save $95)
Helping Aging Parents
For adult children helping a parent navigate their options.
We review their record for missing survivor benefits, optimize for tax efficiency, and give you peace of mind that mom or dad is secure.
Investment: $495 or $895
Financial Advisors
White-Label Analysis for Wealth Managers, Financial Planners & CPAs. If your clients need Social Security guidance, we can help.
We serve as your behind-the-scenes technical analyst—delivering white-labeled Strategy Roadmap Reports you can confidently present to your clients or presenting direct to the client as a part of your team.
We do not sell any financial products or insurance nor do we refer or sell leads.
We’re happy to sign non-compete agreements so we remain part of your team and your client relationship remains with you.
Simple. Secure. Thorough.
Schedule Your Session
Choose your preferred time and complete the secure payment.
Secure Data Upload
We send a link to our encrypted portal where you can upload your Social Security statement (downloaded from SSA.gov).
We provide a short video showing you step-by-step exactly how to download your information from the SSA – even if you haven’t set up your account yet. We never ask for your bank information, Social Security numbers, passwords, or sensitive identity details.
The Analysis
Ray and his team review your record, run thousands of scenarios, and identify your optimal strategy before your consultation.
The Consultation
We meet via Zoom or phone to walk through your Custom Strategy Roadmap Report. If you are in Chicago, we are happy to meet you in person. You ask questions—we provide clear, confident answers.
Execution
You leave with a written Action Plan that tells you exactly when and how to file with the SSA.
Frequently Asked Questions
We help you determine the wisest, most profitable Social Security filing strategy for your lifetime. We analyze your earnings history, taxes, spousal/survivor rules, longevity, and retirement income to identify the exact filing month that maximizes household wealth.
