Can I Claim My Ex’s Benefit If They Are Still Working?
Confused by Social Security?
You are 66. Your ex is 66 and still working. Can you claim? Yes.
The “Working Ex” Loophole
Because you are divorced 2+ years, the SSA treats you differently than a married spouse. You can file for divorced-spouse benefits NOW. His earnings do not penalize YOUR check.
Confused by the divorce rules?
We clarify exactly what you can claim and when.
Why This Matters
This allows divorced spouses to access cash flow much earlier.
About Author
Ray R. Harris
Ray R. Harris, RSSA®, partners with tax and legal professionals to provide specialized Social Security claiming analysis for high-net-worth clients aged 58–70. A former executive with an MBA and background in Finance, Ray mitigates liability for his partners by ensuring their clients optimize spousal benefits, tax efficiency, and lifetime income.
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