Mid-Year Inflation Check: Is Your COLA Keeping Up?
Confused by Social Security?
We are six months into 2026. Is your COLA keeping up with real prices? Retirees spend more on healthcare, which rises faster than standard inflation.
The Purchasing Power Gap
If your expenses rose 5% but COLA was 2.5%, you took a pay cut.
Is inflation eating your income?
Let’s stress-test your retirement plan against rising costs.
What To Do
Delay filing to boost your base benefit, making future COLAs worth more.
About Author
Ray R. Harris
Ray R. Harris, RSSA®, partners with tax and legal professionals to provide specialized Social Security claiming analysis for high-net-worth clients aged 58–70. A former executive with an MBA and background in Finance, Ray mitigates liability for his partners by ensuring their clients optimize spousal benefits, tax efficiency, and lifetime income.
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