How to Avoid Social Security Scams (A Guide Every Senior Should Read)

Confused by Social Security?
Scammers increasingly target people aged 60–80. Here’s how to protect yourself.
1. The SSA Will Never Call You Demanding Money
Any call requesting payment is a scam.
2. The SSA Will Never Threaten to “Suspend Your Number”
Your number cannot be suspended.
Want help navigating SSA safely and securely?
We explain exactly what to do without ever needing your login information.
3. Never Share Your SSA.gov Password With Anyone
Not your advisor. Not a service. Not a spouse. Nobody.
4. Freeze Your Credit for Extra Protection
It’s free—and effective.
About Author

Ray R. Harris
Ray R. Harris, RSSA®, partners with tax and legal professionals to provide specialized Social Security claiming analysis for high-net-worth clients aged 58–70. A former executive with an MBA and background in Finance, Ray mitigates liability for his partners by ensuring their clients optimize spousal benefits, tax efficiency, and lifetime income.
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